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Credit has become such a big part of our lives. From buying a house or car to health insurance and employment background checks, bad credit can affect you in ways you may not even be aware of. While improving your credit is important, it can seem overwhelming to those of us with financial hiccups in […]

Contrary to what commercials want you to believe, the holidays should not be one budget-busting, anxiety-filled event after another. Instead it should be about the…